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France
& Worldwide Travel Insurance
&
PLEASE
TAKE A FEW MINUTES AND READ THIS IMPORTANT INSURANCE INFORMATION
This is information that you need to know about
travel insurance, and why you should always make it a part of
your travel expenses when traveling abroad, or across a border.
The likelihood that something may happen to you while on a trip,
is probably close to nil. However, if even the smallest
problem occurs, a car accident, a fall that breaks an arm or a
leg, nothing serious but it becomes a big problem when you seek
medical attention. Even worse, if someone should die while
abroad, well that is really a serious problem, let alone the
paperwork involved. Know this....your U.S.
insurance company isn't going to cover you while traveling
abroad, or across a bordering country. This is a fact of
life today, times have changed and terrorism is reality
worldwide!
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►What you should know about
travel insurance.
►What's needed, what isn't needed travel insurance
basics.
►Particular types of coverage needed while traveling to
another country.
►Insurance coverage types that are a waste of money, and certainly don't benefit you.
►What if you get sick, break an arm or leg or worse while
traveling abroad?
►Free articles
on traveling to another country - click for selections.
►What if you do have an emergency situation in a foreign country - you
need to know. |
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Get
a Free Insurance Quote for Worldwide Travel
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a Free Quote From AIG Travel Guard Now!
Heaven forbid, if the accident is serious, or a heart attack,
and you need to be flown back home immediately for further
treatment after being stabilized. Well these things do
happen, the odds are low, but can you afford to take that
chance? The answer is no! Travel insurance is a necessity when traveling to
another country, so it is best to automatically consider it a
part of your travel expenses. Travel Insurance is CHEAP!
When you consider all of the benefits that you get from it, it
is a small price to pay for the secure feeling of being
protected. Please read the following info, if you
think this won't happen to you, you'd better think again!
You’ll find the best travel
insurance packages to suit your needs at Primary Insurance. From
single trip cover for individuals, families or groups, to multi-trip annual travel insurance policies for regular travelers, we
offer a range of competitive products including backpacker
insurance for extended trips and our Primary Plus option that
provides a higher level of travel insurance cover. Primary
Insurance is here to give you outstanding value wherever your
travels may take you.
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What you should know about
travel insurance
This is similar in context as 'what you should know about food'.
Well, it's somewhat complicated in general, but very simple if
you know the basics, and in the case of travel insurance -- it
is a matter of knowing what the travel insurance plan really
will do for you -- what is and what isn't covered. That is
the single most important equation in buying travel insurance.
Travel insurance overall is very reasonably priced, but there
are gray areas in travel insurance, and some things are not
advantageous to pay the money out on.
Thought scenarios on buying travel insurance
1. Well, I'm only going on a high school graduation trip to
Europe; I'm young and healthy, I never get sick; and even if I should sprain an ankle -- what's the big deal?
2. I'm only going to Mexico [or Canada] after all. I'm
close enough to home if I have a problem. Right?
3. Well the travel insurance is certainly cheap enough, probably
wouldn't hurt to get it, but I'll pass this time!
4. You've decided that it is a good idea to buy some travel
insurance after all, and the travel insurance web site said that you are fully covered for everything!
Well, I am covered for everything...right?
Well...the above scenarios may make sense to the person thinking
them, and the odds are that you won't have any problems on your
trip to another country [this does include travel to Canada or
Mexico from the US]. You're still thinking in the back of you mind
that you really don't need insurance. What are the odds
after all - pretty big odds that nothing will occur while your
on a trip? Anyway, you have flight insurance!
Well...that's where you'd better read the fine print and start
asking some questions. Because you are not covered for
'everything' in travel insurance policies. After all, the
travel insurance coverage that will or will not cover you, to take care of any type emergency that could arise while on your
trip - is for you! So check it out! read on....
What's needed, what isn't needed travel insurance
basics
Your personal medical Insurance overall does not cover you when
you leave your country of residence. There are exceptions,
but this is the first rule to follow, and that is contact your
medical insurance broker and find out exactly what is and is not
covered when your travel to another country. To further
elaborate -- it's also important to tell your medical insurance
broker exactly what countries that you'll be visiting. If
you are an US citizen, you definitely will not be covered by
travel insurance in a third world country, but you are with
this insurance program. Coverage is
possible in some western European countries, Canada and a few
other exceptions. Therefore, this is an important question to
ask your regular medical insurance person first, and then the travel
insurance people before you buy travel insurance. Find out
exactly what is and what isn't covered, and go from there to
augment
what you do need in the way of travel insurance.
Particular types of coverage that are
needed while traveling to another country
These are important questions to ask the travel insurance
company, they are needed in your coverage:
1. The number one question -- trip cancellation insurance. This can
be costly to you if you don't have it. If you've scheduled a trip or tour abroad, get this
immediately. If you're unable to go for any reason, you won't lose your trip transportation and accommodation
costs.
2. The second most basic question is flight insurance - terms are fairly
standard in the industry, but did you know that the million dollar flight policy that you
bought, probably won't pay your benefactor a million dollars if something happened to your flight?
3. Does this travel insurance cover
DVT
[deep-vein
thrombosis]
in
layman's terms it's known as 'class coach syndrome? This syndrome occurs on long overseas flights; it is
very important information to know if you're covered? Normally this is an irritating and uncomfortable
situation, but on rare occasions - it can be fatal. But, you can prevent this from happening - if you're
aware of the condition and what to do to prevent it.
4. Does your travel insurance cover a sudden re-occurring conditions?
5. Does the policy cover emergency vehicle transportation - ambulances,
etc.?
6. Does the insurance cover emergency services? If I twist an ankle
or break an arm or leg will this be covered? What do I do, and how do I contact the
insurance company from abroad?
7. Does this cover doctors, dentists and hospitals in the country that
you are visiting?
8. If I'm in a serious accident, and need long term hospitalization, will
I be covered to be sent home?
9. Does my insurance cover special transportation back home in critical
situations?
10. Repatriation - if a illness or injury results in death, will
it pay for
expenses for Repatriation of bodily remains or ashes to the country of
citizenship?
These are all important questions that you should know the
answer to before leaving home, and have all the information at
hand at all times while traveling. Our Insurance affiliate
partner covers all these issues and it will bring peace of mind
to you that all will be taken care of while abroad in case of an
emergency.
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